Trudeau Unveils “Halal Mortgages” for Muslims

What’s happening: Canada’s Liberal government recently vowed to increase access to “halal mortgages,” provoking confusion and outrage across the country. Underlining the controversy is an emerging debate concerning the government’s duty to accommodate demands of “diverse” demographics.

• Context: A halal mortgage is designed to accommodate the tenets of Sharia law — including lending without interest. These mortgages are considered riskier and more expensive than traditional interest loans, and are not offered by most of Canada’s largest banks.

A growing population: In 2001, 579,000 Muslims resided in Canada — about 1.95 percent of the population. In 2021, the number had increased to 1.77 million, or 4.9 percent. By contrast, Muslims comprise approximately 1.1 percent of the U.S. population.

Criticism: Some argue that Prime Minister Trudeau is using Muslims as political pawns. With dismal performance in the polls, his reference to halal mortgages reads more as an attempt to win votes than to provide solutions to Canada’s burgeoning housing crisis.

A missed target? Despite Gen-Z’s generally progressive outlook, a recently published survey indicated that 71 percent of Canadians aged under 24 said Trudeau was not working in the best interests of their generation.

Why it matters: Inclusion of halal mortgages in Trudeau’s newly released federal budget seems to be the culmination of enshrining multiculturalism into a nation’s moral fabric. As identity politics loses sway among voters, Canadians are signaling they may vote to remove Trudeau, with the Conservative Party holding a 19-point margin over the ruling Liberal Party.